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Mortgage guidance for your next step in Ontario

Buying your first home, renewing or refinancing? Explore your options with Jose Gustavo Salcedo. Consultations available in English and Spanish, online or by appointment in Niagara Falls.

About

My name is Jose Gustavo Salcedo 

As a proud partner of The Mortgage Centre Canada, I work with individuals and families, including first-time home buyers, to achieve their home ownership dreams by securing mortgages tailored to their present and future needs. With my 30+ years in the finance industry, my clients secure financing that fits their budget and because I creatively find lenders who are as dedicated to my client’s financial well-being as I am. I have the credentials to back up my advice and as an accountant turned Mortgage Agent, I know numbers and how they come together to make the best mortgage deals for my clients.

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Services

Looking to secure your dream home in the scenic Niagara region? Jose Gustavo Salcedo, your go-to Mortgage Agent, offers a range of services tailored to your needs:

Property Purchases

Property Purchases

Financing tailored to your budget, goals and home-buying timeline.

Refinancing

Refinancing

Access home equity to consolidate debt, renovate or strengthen your finances.

Mortgage Transfers

Mortgage Transfers

Move your existing mortgage when purchasing a new property, subject to lender approval.

Lines of Credit

Lines of Credit

Access flexible funds through a home equity line of credit for renovations, major expenses or debt consolidation, subject to lender approval.

Mortgage Renewal

Mortgage Renewal

Compare renewal options early to secure terms that fit your current goals.

Reverse Mortgages

Reverse Mortgages

Homeowners aged 55+ may access part of their home equity while retaining ownership, subject to eligibility and lender terms.

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Testimonials

Mortgage news archive

OUR FAMILY STORY

Embark on an inspiring journey with Jose Gustavo Salcedo and his family as they share the success story of an immigrant family in Canada. From overcoming challenges to helping others achieve their goals, witness the resilience and community support that define their narrative. 

AWARDS

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THE AMBASSADOR’S AWARD BRONZE

The Ambassador’s Award Bronze is a prestigious recognition for exceptional individuals within The Mortgage Centre

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THE TOP PRODUCER IN TOTAL FUNDED MORTGAGES

The Top Producer in Total Funded Mortgages award acknowledges the most accomplished mortgage professionals at The Mortgage Centre in Ontario

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CONTACT

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Office: 905 652 3000 ext 245

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© 2026 Jose Gustavo Salcedo. All rights reserved.

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